Bank SMART means simple banking at your fingertips. New generation of banking: financial discount - the best quality at a low price - the first mobile bank in Poland.
Core of our business model is "mobile first" philosophy, i.e. the availability of all products and services in mobile devices such as smartphones or tablets. We create only stunningly transparent things, because we ardently believe in clear and understandable rules and principles of partnership. Our offer includes selected, most favorable products that client really needs. Such simplicity of banking products and processes provides comfort and unique mobile experience to every bank customer.
We regard smartphone as a primary, rather than an additional way of contact with the customer. Our state-of-the-art mobile app is a fully-functional banking service with lots of smart solutions. You can easily open an account by taking a picture of your ID or manage finances with Voice Banking feature. One of the advantages is also personally assigned PIN code, with which you log in and confirm operations. From that moment you do not need any more one-time passwords.
Our application meets the requirements of both individual and business clients offering a full range of banking services, i.a.:
• Information about the balance
• Transfers (outgoing, internal, social fund and tax transfer)
• Biometric login feature,
• Account opening process using ID OCR system
• Fast invoice payments, including QR code and electronic invoice payment system
• Information about the status of funds and loans taken
• Setting up standing orders and other cyclical transfers
• Information about blocked funds
• Management of payee and transfer list
• Geolocation and a list of the nearest available ATMs
• Information about credit and debit cards
• Managing your finances 24/7/365
Using the mobile app you can open an Bank SMART account immediately after installation. However, if you already have SMART account, simply activate the application using your NIK and one-time SMS password.