Credit CARD Act 2009
by: Roadcred • 0
“Never call an accountant a credit to his profession; a good accountant is a debit to his profession.”
The Credit CARD Act (2009) provides many consumer credit protections. For example, your credit card company generally cannot increase the rate on your existing balance and must tell you forty-five days before increasing the rate for new transactions. The Act also places new limits on fees and rate increases and requires consistency in payment dates and times. See Truth in Lending Act.
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