If bad credit is holding you back, you can start nursing your ailing record back to health today with a few strategic moves.
We've all made our financial mistakes. Sometimes it takes a mistake to teach ourselves a lesson. But a few financial mistakes do not spell the end of our financial lives.
After a battle plan is drawn up. After a few strategic moves are put in to place. After a few tricks and tactics are used to the best of their ability. It is possible to reclaim trust from creditors, lenders, and renters.
You will discover:
=> 3 top credit agencies and how to keep tabs on them.
=> 4 ways the credit bureau's look at your lending history - and how important each view is.
=> 3 ways to boost your credit score (and it's not just paying your bills).
=> 10 steps to protecting your identity from thieves who may destroy your credit on their joyride across the country.
=> 4 steps to take right away if you think you've been a victim of identity theft. It may not be too late.
=> 5 common credit mistakes you may commit if you don't know about them in advance.
=> How not having any debts may actually hurt your credit score.
=> How to dispute bad marks on your credit report.
=> After you contact the credit bureau about an error in your credit report, make sure you contact these people next.
=> The truth about "free credit reports" online.
=> 3 ways to start building up trust after a major credit disaster.
=> When to consider declaring bankruptcy.
=> 5 organizations that can help you when you're in over your head.
=> When you should fear credit repair companies.
=> 6 common scams some credit repair companies try and pull.
=> How to use your bank as an ally in your fight against bad credit.
=> 5 ways to curb your spending habit
=> How to automatically cut down on your spending without beating yourself up.
=> 6 ideas for adding extra dollars to your monthly income.
=> 4 steps to preparing ahead of time for financial emergencies.
=> The secret to changing the way you think about money.
=> 7 most common reasons why credit scores are lowered.
=> 3 reasons why change in your life is not always a good thing.
=> How a simple phone call may help out your credit.
=> When a "late fee" is easily waived
=> The secret to setting short-term goals to repair your credit yourself.
=> When seemingly small differences in credit scores can have a huge impact on the interest you pay.
=> How to set your finances on autopilot.
=> When refinancing is the best option.
=> What you should always know before talking to a lender.
=> How to encourage a potential lender to look at you instead of your credit rating.
=> How to make paying your bills easier on yourself.
=> How you can take advantage of being a student while trying to repair your credit.
=> The secret to handling student loans (and when you may be able to award yourself a six month grace period on paying your bills).
=> When to take out a loan to repay your debts
=> Which "cash advance" agencies to stay away from (or you risk destroying your credit).
=> 6 ways to handle the stress of being in debt.
Tags: tips on credit