101 Tips Improving Credit

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    If bad credit is holding you back, you can start nursing your ailing record back to health today with a few strategic moves.

    We've all made our financial mistakes. Sometimes it takes a mistake to teach ourselves a lesson. But a few financial mistakes do not spell the end of our financial lives.

    After a battle plan is drawn up. After a few strategic moves are put in to place. After a few tricks and tactics are used to the best of their ability. It is possible to reclaim trust from creditors, lenders, and renters.

    You will discover:
    => 3 top credit agencies and how to keep tabs on them.
    => 4 ways the credit bureau's look at your lending history - and how important each view is.
    => 3 ways to boost your credit score (and it's not just paying your bills).
    => 10 steps to protecting your identity from thieves who may destroy your credit on their joyride across the country.
    => 4 steps to take right away if you think you've been a victim of identity theft. It may not be too late.
    => 5 common credit mistakes you may commit if you don't know about them in advance.
    => How not having any debts may actually hurt your credit score.
    => How to dispute bad marks on your credit report.
    => After you contact the credit bureau about an error in your credit report, make sure you contact these people next.
    => The truth about "free credit reports" online.
    => 3 ways to start building up trust after a major credit disaster.
    => When to consider declaring bankruptcy.
    => 5 organizations that can help you when you're in over your head.
    => When you should fear credit repair companies.
    => 6 common scams some credit repair companies try and pull.
    => How to use your bank as an ally in your fight against bad credit.
    => 5 ways to curb your spending habit
    => How to automatically cut down on your spending without beating yourself up.
    => 6 ideas for adding extra dollars to your monthly income.
    => 4 steps to preparing ahead of time for financial emergencies.
    => The secret to changing the way you think about money.
    => 7 most common reasons why credit scores are lowered.
    => 3 reasons why change in your life is not always a good thing.
    => How a simple phone call may help out your credit.
    => When a "late fee" is easily waived
    => The secret to setting short-term goals to repair your credit yourself.
    => When seemingly small differences in credit scores can have a huge impact on the interest you pay.
    => How to set your finances on autopilot.
    => When refinancing is the best option.
    => What you should always know before talking to a lender.
    => How to encourage a potential lender to look at you instead of your credit rating.
    => How to make paying your bills easier on yourself.
    => How you can take advantage of being a student while trying to repair your credit.
    => The secret to handling student loans (and when you may be able to award yourself a six month grace period on paying your bills).
    => When to take out a loan to repay your debts
    => Which "cash advance" agencies to stay away from (or you risk destroying your credit).
    => 6 ways to handle the stress of being in debt.