Do you know your credit score? A good or bad credit score can influence what rate you are charged on car loans, mortgages and credit cards.
Although credit scores are calculated differently by the various credit bureaus, you can get an estimate of what your score may be by using this calculator. The three main things that help you have a good credit score are first, having a long history of making all debt payments on time, second using the proper mix of credit, and third not maxing out on available credit. Use our credit score calculator to help you determine a possible range of credit scores.
What does your score mean?
760 or higher
Your score is well above the average score of U.S. consumers and clearly demonstrates to lenders that you are an exceptional borrower.
725 to 759
Your score is above the average score of U.S. consumers and demonstrates to lenders that you are a very dependable borrower.
660 to 724
Your score is near the average score of U.S. consumers, and most lenders consider this a good score.
560 to 659
Your score is below the average score of U.S. consumers, though some lenders will approve loans with this score.
Lower than 560
Your score is well below the average score of U.S. consumers and demonstrates to lenders that you are a very risky borrower.
The result from this app is only for personal interest. It is NOT official.
Ads is displayed.