Debt Planner & Calculator

Debt Planner & Calculator

10,000 - 50,000 downloads

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What this app does: Organizes and plans out your debt. Tells you HOW long it will take to get out of debt with some basic monthly details. Up to FIVE (5) debts supported.

This app uses the Payment Strategy of paying off the "Lowest Balance First". Often recommended by experts as the best strategy.

Note: Debt Planner Pro ($1.99 USD) now includes Payment Strategies, Unlimited Debt Entries & Monthly Payment Reminders. The Pro Version is also ad-free and contains better tablet support.

HOW TO USE THIS APP: Rather than giving us a lump-sum payment amount, you will decide how much to pay in the first round of payments (per card). We will then take those numbers and make the needed adjustments as time goes on. In this way, you have greater flexibility to manage over your debt. And can also play with the numbers to tweak your own plan.

Also: This app is currently set to work with the US decimal system. Other formats: Enter at your own risk! We hope to standardize in the future. (To be safe, anyone may use the app, but you may need to use whole numbers if you do not use the system it is designed for).


Unlike many other similar apps, Debt Planner is compliant with Google's newest design standards.


Debt Planner will provide you with a quick, simple way of calculating different aspects of your current debt including the time it will take to pay off, the total interest fees over the lifetime of the debt, your current APR fee, and more! Whether it is credit cards, auto loans, personal loans, you can calculate it!

It will also factor in potential balance transfer fees and promotional rates as well! The app will then store your numbers for later use.

Calculations in this app are very accurate. Remember, if you feed it bogus numbers, you might get a bogus answer! It can only contain so many built-in protections!

Disclaimer: Debt Planner will simply give an approximate amount of time (in months) that you will be debt-free. There are many real world factors that will put you at a different end-date. In order to meet the formulated date, you must try to pay as close to your specified monthly payment goal as possible.

If you like this app, please consider purchasing Debt Planner Pro for only $1.99 (USD) cents to help further development done all in my spare time. The Pro version has:

Unlimited Debt
Payment Strategies
Make Monthly Payment
Monthly Payment Reminders
A much cleaner look
Additional cosmetic features.
Better Tablet Support

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Recently changed in this version

02/01/13 update
- Fixed a couple of calculation bugs that many of you brought to our attention. If there are any issues, please let us know!


- Set passcode to enter app
- A proper settings menu


- Added new Nav Drawer (New location to Calculate debts)
- Record Payments (long press debt)
- Moved ad away from Main Screen (more space)


- Brand new redesign!
- Much more elegant & consistent with modern Android standards

Last activity on Debt Planner & Calculator
Comments and ratings for Debt Planner & Calculator
  • (61 stars)

    by Rizwan Sayani on 13/04/2014

    Nice layout but functionality sucks

  • (61 stars)

    by Ashley Motsinger on 11/04/2014

    This app is seriously flawed in my opinion since you cannot edit payments.

  • (61 stars)

    by Heather Patti on 03/04/2014

    Makes you pay if entering more than 5 debts

  • (61 stars)

    by marshal funk on 31/03/2014

    Thank you.

  • (61 stars)

    by Tuan Huynh on 19/02/2014

    This is an average app if you want to know your debt/loan and you only do the minimum payment. This app could be better by allowing the user to manually input their monthly payment and the app recalculate the loan. Since not everyine pays the min. payment

  • (61 stars)

    by Louise Massie on 02/02/2014

    Came back to this app. Even without an amortization schedule, this one is best... The ONLY downside thus far is that once you enter a second loan--it automatically combines them. But really-if that's the only fault, then why complain?

  • (61 stars)

    by Brandon Buckner on 02/02/2014