Debt Planner & Calculator

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Debt Planner & Calculator

by: KickingLettuce Studios

FREE DOWNLOAD 7.2 193

7.2 Users
rating

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Description

A beautiful, simple-to-use debt calculator and a monthly finance planner!

What this app does: Organizes and plans out your debt. Tells you HOW long it will take to get out of debt with some basic monthly details. Up to SIX (6) debts supported and four (4) payoff strategies -- not including the debt snowball method which can be turned on for each.

Also, just added:

Fixed payments.

Monthly payment reminders in your device status bar (requires the app permission "When reboot is finished")

Auto backup and restore!

Export monthly planner to .csv, file.

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NOTE: There is a new, one-time, and very optional in-app purchase that will unlock (1) removing ads, (2) allow for unlimited debt and (3) gives you access to custom monthly payments. This way you do not need to upgrade to a brand new app for more features.
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HOW TO USE THIS APP:

This app is designed for those who have a basic idea of what they need to pay this month. We will determine the rest based on your options. There is no option to tell us your budget.

Rather than giving us a lump-sum payment amount, THE USER WILL DECIDE how much to pay in the first round of payments FOR EACH CARD. Not the minimums, but your actual planned payments. We will then take those numbers and make the needed adjustments as time goes on. In this way, you have greater flexibility to manage over your debt. You can play with the numbers to tweak your own plan.

NOTE: This app does not support bi-weekly payments (only monthly).

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SUPPLEMENTAL INFO

Debt Planner will provide you with a quick, simple way of calculating different aspects of your current debt including the time it will take to pay off, the total interest fees over the lifetime of the debt, your current APR fee, and more! Whether it is credit cards, auto loans, personal loans, you can calculate it. It will also factor in potential balance transfer fees and promotional rates as well!

Calculations in this app are very accurate. Remember, if you feed it bogus numbers, you might get a bogus answer! It can only contain so many built-in protections!

Disclaimer: Debt Planner will simply give an approximate amount of time (in months) that you will be debt-free. There are many real world factors that will put you at a different end-date. In order to meet the formulated date, you must try to pay as close to your specified monthly payment goal as possible.

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Note: Simple Finance Manager (formerly Debt Planner Pro, $2.49 USD) is based off of Debt Planner but includes a Checkbook/Banking Ledger. It is also ad-free. You may backup your debts in Debt Planner before upgrading to the Pro and restoring (in Settings).

Tags: debt reduction snowball calculator , debt snowball calculator , debt , debt calculator and planner , snowball debt calculator for numbers , debt calculator planner , debt reduction planner calculator , balance transfer snowball calculator , basic snowball spreadsheet

Users review

from 193 reviews

"Great"

7.2

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