Debt Planner & Calculator

Debt Planner & Calculator

50,000 - 100,000 downloads

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View bigger - Debt Planner & Calculator for Android screenshot
View bigger - Debt Planner & Calculator for Android screenshot
View bigger - Debt Planner & Calculator for Android screenshot
View bigger - Debt Planner & Calculator for Android screenshot
What this app does: Organizes and plans out your debt. Tells you HOW long it will take to get out of debt with some basic monthly details. Up to FIVE (5) debts supported.

This app uses the Payment Strategy of paying off the "Lowest Balance First". Often recommended by experts as the best strategy.

Note: Debt Planner Pro ($1.99 USD) now includes Payment Strategies, Unlimited Debt Entries & Monthly Payment Reminders. The Pro Version is also ad-free and contains better tablet support. You may backup your debts in the free version before upgrading to the Pro and restoring (in Settings).

HOW TO USE THIS APP: Rather than giving us a lump-sum payment amount, you will decide how much to pay in the first round of payments (per card). We will then take those numbers and make the needed adjustments as time goes on. In this way, you have greater flexibility to manage over your debt. And can also play with the numbers to tweak your own plan.

Also: This app is currently set to work with the US decimal system. Other formats: Enter at your own risk! We hope to standardize in the future. (To be safe, anyone may use the app, but you may need to use whole numbers if you do not use the system it is designed for).


Debt Planner will provide you with a quick, simple way of calculating different aspects of your current debt including the time it will take to pay off, the total interest fees over the lifetime of the debt, your current APR fee, and more! Whether it is credit cards, auto loans, personal loans, you can calculate it!

It will also factor in potential balance transfer fees and promotional rates as well! The app will then store your numbers for later use.

Calculations in this app are very accurate. Remember, if you feed it bogus numbers, you might get a bogus answer! It can only contain so many built-in protections!

Disclaimer: Debt Planner will simply give an approximate amount of time (in months) that you will be debt-free. There are many real world factors that will put you at a different end-date. In order to meet the formulated date, you must try to pay as close to your specified monthly payment goal as possible.

If you like this app, please consider purchasing Debt Planner Pro for only $1.99 (USD) cents to help further development done all in my spare time. The Pro version has:

Unlimited Debt
Payment Strategies
Make Monthly Payment
Monthly Payment Reminders
A much cleaner look
Additional cosmetic features.
Better Tablet Support

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Recently changed in this version
- Ability to Backup before Upgrading to Pro (requires new "Write to SD" permission)
- Back-up located on external storage at /debt_planner/backup/debts.db
(When upgrading, simply go to settings in the Pro version, hit restore and start app! There is no need to move files around)
- Bugfixes

- Currency Internationalization!
-Rebuild Monthly Planner
- Complete overhaul to how planner works; much faster performance now!
- Refined look in several areas; especially Monthly Planner

Last activity on Debt Planner & Calculator
Comments and ratings for Debt Planner & Calculator
  • (59 stars)

    by Tanjima Zinia on 12/08/2014

    Helpful with keeping track of loans taken out. Puts the repayment in perspective & it is good! Not for a savings goal planning though. Debt left will probably need to be updated every month. For a free version - no problem at all! No trouble running the app.

  • (59 stars)

    by Michael Lawrie on 26/07/2014

    This app seems like a good idea, except that it doesn't actually bother asking me how much money I have to pay my debts off. I entered all my debts (into the pro version, I refunded hence reviewing this one), I picked my payment strategy and it told me I'd be debt free in 6 months. Lovely, except that is by paying 3 times more than I earn per month... I have hunted, and I can't see a way of saying

  • (59 stars)

    by Phillip Anderson on 29/06/2014

    Quick and easy to use

  • (59 stars)

    by Simon Kimorata on 05/06/2014


  • (59 stars)

    by Elizabeth Evans on 04/06/2014

    Great idea. But if only it allowed payment according to interest rate it would be much more useful. Also allowing users to adjust amount used for debts would help.

  • (59 stars)

    by Richard Lang on 26/05/2014

    This is a good App for tracking debt reduction, it would be a great app if you were able to add custom one time payments

  • (59 stars)

    by Rizwan Sayani on 13/04/2014

    Nice layout but functionality sucks