Debt Planner & Calculator

Debt Planner & Calculator


(3 stars)


Download for Android Like

50,000 - 100,000 downloads

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A beautiful, simple-to-use debt calculator and a monthly finance planner!

What this app does: Organizes and plans out your debt. Tells you HOW long it will take to get out of debt with some basic monthly details. Up to SIX (6) debts supported and four (4) payoff strategies -- not including the debt snowball method which can be turned on for each.

Also, just added:

Fixed payments.

Monthly payment reminders in your device status bar (requires the app permission "When reboot is finished")

Auto backup and restore!

Export monthly planner to .csv, file.

NOTE: There is a new, one-time, and very optional in-app purchase that will unlock (1) removing ads, (2) allow for unlimited debt and (3) gives you access to custom monthly payments. This way you do not need to upgrade to a brand new app for more features.


This app is designed for those who have a basic idea of what they need to pay this month. We will determine the rest based on your options. There is no option to tell us your budget.

Rather than giving us a lump-sum payment amount, THE USER WILL DECIDE how much to pay in the first round of payments FOR EACH CARD. Not the minimums, but your actual planned payments. We will then take those numbers and make the needed adjustments as time goes on. In this way, you have greater flexibility to manage over your debt. You can play with the numbers to tweak your own plan.

NOTE: This app does not support bi-weekly payments (only monthly).



Debt Planner will provide you with a quick, simple way of calculating different aspects of your current debt including the time it will take to pay off, the total interest fees over the lifetime of the debt, your current APR fee, and more! Whether it is credit cards, auto loans, personal loans, you can calculate it. It will also factor in potential balance transfer fees and promotional rates as well!

Calculations in this app are very accurate. Remember, if you feed it bogus numbers, you might get a bogus answer! It can only contain so many built-in protections!

Disclaimer: Debt Planner will simply give an approximate amount of time (in months) that you will be debt-free. There are many real world factors that will put you at a different end-date. In order to meet the formulated date, you must try to pay as close to your specified monthly payment goal as possible.


Note: Simple Finance Manager (formerly Debt Planner Pro, $2.49 USD) is based off of Debt Planner but includes a Checkbook/Banking Ledger. It is also ad-free. You may backup your debts in Debt Planner before upgrading to the Pro and restoring (in Settings).

Tags: debt snowball calculator, debt, debt reduction snowball calculator, debt calculator appss, debt snowball spreadsheet tablet, debt transfer calculator, kicking lettuce, debt snowball calculator droid, debt reduction calculator free, debt planner pro demo.

Recently changed in this version

Ready? Deep breath: HUGE Update. Many of the paid features are now here, including: All Payoff Strategies (2 more added), Snowball option, Export to CSV, Backup and Restore, Fixed Payments, Monthly Payment Reminders in Status bar.

Also, Debt Limit raised from 5 to 6.

A new, single in-app purchase is available: Rather than upgrading to another app, simply do a one-time purchase to (1) Remove the ads, (2) Allow unlimited debt, and (3) enter Custom Payments.

Oh yeah, there is new app icon.

Comments and ratings for Debt Planner & Calculator
  • (42 stars)

    by Bryan Shon on 10/05/2015

    It is a very useful tool to help strategically pay off your debt. It helped me visualize how fast I could pay off debt and see how much interest I would pay overall.

  • (42 stars)

    by Donna Monaco on 20/04/2015

    The new update is wonderful!

  • (42 stars)

    by Marquita Williams on 15/04/2015

    New update to app does not work. I have tried 4 times to go into it since the update...and nothing

  • (42 stars)

    by William Dunton on 19/03/2015

    Nice App for planning and comparing multiple payoff strategies. Easy to use

  • (42 stars)

    by Charles Seah on 31/01/2015

    simple and detailed

  • (42 stars)

    by Springfield Fence on 15/01/2015

    I dig it... how much for the paid version?

  • (42 stars)

    by Ashley Gasper on 06/01/2015

    Wish you could change the amount paid monthly. Not everyone pays the same amount every month.

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