Harley-Davidson Visa

The Harley-Davidson® Visa App gives you one-touch access to apply for and manage your H-D™ Visa® Card. If approved instantly, you can shop right now and earn points for every net dollar spent at H-D® dealerships!1 Turn points into Harley Chrome® Cash2 redeemable at participating authorized H-D® dealerships. Once you have been approved, a virtual card* can be loaded to your phone for use at Harley-Davison® dealerships or H-D.com until your credit card arrives in the mail.

FEATURES:
•H-D™ VISA CARD APPLICATION: A secure paperless credit card application.
•INSTANT CREDIT: You will know within minutes if you’re approved!
•MY H-D™ VISA ACCOUNT: Access and manage your H-D™ Visa card account anywhere, anytime. 3
•SHOP H-D.COM: Quick link to your favorite motorcycles, clothing, parts and more.

H-D™ VISA SIGNATURE® CARD BENEFITS:
•3 points for every net dollar spent at Harley-Davidson® dealerships 1
•2 points for every net dollar spent at gas stations, restaurants, bars and lodging 1
•1 point for every net dollar spent everywhere else
•No annual fee 4
•Chances to win a H-D® motorcycle every month (one entry for every $1 you spend!)5
•$10 Harley Chrome® Cash with your new card 6

TERMS & CONDITIONS:
We may change APRs, fees and other Account terms in the future based on your experience with U.S. Bank National Association ND and its affiliates as provided under the Cardmember Agreement and applicable law. *Subject to instant credit approval.
1 U.S. Bank cannot control how merchants choose to classify their business and reserves the right to determine which purchases qualify. Fast food merchants may not qualify for additional bonus points.
2 Harley-Davidson® Genuine Rewards points that are not redeemed expire 3 years from the date earned on December 31 of the expiration year, and Harley Chrome® Cash certificates expire 180 days after they are issued.
3 You must be enrolled in Internet Banking to access "My H-D™ Visa Account". Enroll at H-DVisa.com.
4 The APR may vary, and as of 9/1/2012, the variable APR for Purchases and Balance Transfers is 13.99%–22.99% (based on your creditworthiness). The variable APR for Cash Advances is 23.99%. Cash Advance Fee: 3% of each advance amount, $10 minimum. Convenience Check fee: 3% of each check amount, $5 minimum. Cash Equivalent fee: 4% of each cash amount, $10 minimum. Balance Transfer fee: 3% of each transfer amount, $5 minimum. There is a $2 minimum interest charge where interest is due. The annual fee for Visa Signature® is $0. Should your application for the H-D™ Visa Signature® card be declined, your application may be processed for the
H-D™ High Performance Visa® card. The High-Performance card has an annual fee of $0 or $29, based on your creditworthiness when you open the account. Foreign Transaction fee: 2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars. 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency.
5 NO PURCHASE NECESSARY. Sweepstakes begins January 1, 2012 at 12:00:01 a.m. CT and ends December 31, 2012 at 11:59:59 p.m. CT. Open to legal residents of the 50 United States and D.C., who are 18 years of age and older. For details, including how to enter without purchase, see Official Rules at h-dvisa.com. Void where prohibited. Sponsor: Harley-Davidson Financial Services, Inc. 222 W. Adams St., Ste. 2000, Chicago, IL 60606.
6 Subject to credit approval.

The creditor and issuer of this Harley-Davidson® Visa ® card is U.S. Bank National Association ND, pursuant to a license from Visa U.S.A. Inc. ©H-D 2012. All rights reserved. Harley-Davidson, H-D, HD, Harley, the bar & shield logo, Harley Chrome and MotorClothes are among the trademarks of H-D Michigan, LLC.