Ingo Money

Ingo Money

100,000 - 500,000 downloads

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View bigger - Ingo Money for Android screenshot
View bigger - Ingo Money for Android screenshot
View bigger - Ingo Money for Android screenshot
View bigger - Ingo Money for Android screenshot
Ingo Money makes it quick and easy to access your money from checks in minutes, letting you leave the check cashing line behind! Access your funds from approved checks on your eligible prepaid or debit card—wherever you are, whenever it’s convenient for you—just by taking photos of your check with your smartphone. Learn more:

Create an Ingo Money account right in the app and then enroll your eligible Visa® or MasterCard® card(s) and you’re ready to go. Then comes the fun part: getting your money. Choose your card and take a photo of the front and back of your check to submit it for review. If your check is approved, your card will be funded.

When you submit a check, you have a choice: choose ‘Money in Minutes’ to get your money in minutes for a fee*, or choose ‘Money in Days’ to get your money in 10 days at no fee if your check does not return unpaid**. All checks are subject to review for approval.

Whether it’s a paycheck or a personal check, if it’s more than $5 and less than $2,500, endorsed by you, and approved for funding, you’re in the money. And once your card is funded, the money is safe to spend—no take backs!

* Approved printed payroll and government checks can be funded to your card in minutes for a fee of 1% of the check value. All other check types may be funded in minutes for 4% of check value. There is a minimum fee of $5 for all checks approved and funded in minutes.

** Your wireless carrier may charge a fee for messaging or data and certain other transaction fees and costs, terms and conditions are associated with the use of your card. See your Cardholder Agreement for more details.

Ingo Money is a service provided by Ingo Money, Inc. and First Century Bank, N.A., subject to the Ingo Money and First Century Bank Terms and Conditions ( and Privacy Policy ( Approval usually takes 3 to 5 minutes but can take up to one hour. All checks are subject to approval for funding in Ingo Money’s sole discretion. Unapproved checks will not be loaded to your card. Ingo Money reserves the right to recover funds from bad checks if you knew the check was bad when you sent it, if you attempt to cash or load it elsewhere after funding or if you otherwise act illegally or fraudulently. Fees may apply to loading or use of your card. Contact your card issuer for details

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Recently changed in this version

Fixed issues with taking pictures on select Samsung and other 4.4 hardware. This includes blurriness and weird looking image displays.

Fixes double submission issue on check submission screen.

Comments and ratings for Ingo Money
  • (62 stars)

    by Gina Tolliver on 24/11/2014

    I don't understand. Every time I go to download the app it stops at 34% and says can not download error 492. The app is compatible with my phone. What's wrong?

  • (62 stars)

    by Blacc Billz on 24/11/2014

    I used this app for the first time. Had a few mess ups,but called customer service and Mandee helped me. And in minutes my funds were in. Thank you Mandee from Trevor A. If you don't have this app get it.

  • (62 stars)

    by Jennifer Street on 23/11/2014

    I've used Ingo before and loved it. I had no issues. Now when I try to deposit a check it will not accept the images. I probably tried 10 different times. The pictures were very clear. Please fix.

  • (62 stars)

    by Darwin Gonzalez on 22/11/2014

    Check deposit doesn't work. Customer service is crap too.

  • (62 stars)

    by Joe Columbo on 22/11/2014

    This app took funds from my check then closed my kaiku card... I should file charges..

  • (62 stars)

    by Catie Fultz on 21/11/2014

    I sent a selfie and my government issued id and yet still denied. I'm letting everyone to never ever use this service. There was absolutely no reason my verification couldn't be verified. When I called customer service and asked to be transferred to the department that deals with that. ..apparently they don't speak to customers. Terrible terrible service!

  • (62 stars)

    by Kamilah Liburd on 21/11/2014

    Finally the pics are coming out perfectly and everytime I click next it says plz take a front pic of the check and back pic. It never saves the check or lets me procees with the processs I've tried plenty of times. This is just a waste of time. No matter how good the picture comes out it still won't let me proceed.