Ingo Money

Ingo Money

100,000 - 500,000 downloads

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View bigger - Ingo Money for Android screenshot
View bigger - Ingo Money for Android screenshot
View bigger - Ingo Money for Android screenshot
View bigger - Ingo Money for Android screenshot
Ingo Money makes it quick and easy to access your money from checks in minutes, letting you leave the check cashing line behind! Access your funds from approved checks on your eligible prepaid or debit card—wherever you are, whenever it’s convenient for you—just by taking photos of your check with your smartphone. Learn more:

Create an Ingo Money account right in the app and then enroll your eligible Visa® or MasterCard® card(s) and you’re ready to go. Then comes the fun part: getting your money. Choose your card and take a photo of the front and back of your check to submit it for review. If your check is approved, your card will be funded.

When you submit a check, you have a choice: choose ‘Money in Minutes’ to get your money in minutes for a fee*, or choose ‘Money in Days’ to get your money in 10 days at no fee if your check does not return unpaid**. All checks are subject to review for approval.

Whether it’s a paycheck or a personal check, if it’s more than $5 and less than $2,500, endorsed by you, and approved for funding, you’re in the money. And once your card is funded, the money is safe to spend—no take backs!

* Approved printed payroll and government checks can be funded to your card in minutes for a fee of 1% of the check value. All other check types may be funded in minutes for 4% of check value. There is a minimum fee of $5 for all checks approved and funded in minutes.

** Your wireless carrier may charge a fee for messaging or data and certain other transaction fees and costs, terms and conditions are associated with the use of your card. See your Cardholder Agreement for more details.

Ingo Money is a service provided by Ingo Money, Inc. and First Century Bank, N.A., subject to the Ingo Money and First Century Bank Terms and Conditions ( and Privacy Policy ( Approval usually takes 3 to 5 minutes but can take up to one hour. All checks are subject to approval for funding in Ingo Money’s sole discretion. Unapproved checks will not be loaded to your card. Ingo Money reserves the right to recover funds from bad checks if you knew the check was bad when you sent it, if you attempt to cash or load it elsewhere after funding or if you otherwise act illegally or fraudulently. Fees may apply to loading or use of your card. Contact your card issuer for details

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Recently changed in this version

Fixed issues with taking pictures on select Samsung and other 4.4 hardware. This includes blurriness and weird looking image displays.

Fixes double submission issue on check submission screen.

Comments and ratings for Ingo Money
  • (62 stars)

    by phyllis smith on 18/01/2015

    At first I was having lots of trouble but then I called and all my troubles were over, this app is great. The representatives are very kind and helpful and solved my problem in a snap I will surely continue to use this awesome app. YOU PEOPLE DESERVE A MEDAL !!!

  • (62 stars)

    by Anthony Carmon on 16/01/2015

    This app is a HUGE waste of time I had this email for six years and it's telling me it doesn't exist!!!!!!!!!!!!

  • (62 stars)

    by Melanie Melissa on 15/01/2015

    I did not want to leave the comfort of my home to go and stand in line at the bank. I took a couple photos and had my money on my card in about 5 minutes. I am impressed!!

  • (62 stars)

    by Starla Wheeler on 15/01/2015

    What is the point of this app if I can't use it from the convenience of my home? I called, and that was the best explanation they could give me. This app takes a ton of space, yet it's worthless. I hoped the negative reviews were wrong, but INGO is finicky at best. Recalibrating and moving to other rooms didn't work. I tried that after I called. I ended up paying Wal-Mart when I had a promo cod

  • (62 stars)

    by Martin Manzanares on 15/01/2015

    I downloaded it and when I try ti log in it says my email doesn't exist in your files don't understand what's wrong??

  • (62 stars)

    by Joe Rivera on 15/01/2015

    So street free

  • (62 stars)

    by Scarlett Vickers on 15/01/2015

    App would not accept my check and wouldn't tell me why. I contacted customer service to try and get some answers and that didnt work either.

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