IOU - debt manager



IOU (I owe you) is a debt manager app for things and money. Save your money by keeping record of all personal debts, bills and loans in this single app. IOU is simple enough to be used on the go by coworkers or roommates, and powerful enough to be a good assistant for freelancers and small businesses.*

2nd place in finance category of Best App Ever Awards 2013:

The only debt manager app with debt sharing and sync to cloud, Android, iOS and Windows/WP 8. Details at

-Borrow/lend things and money
-Partial payments
-Payoff date
-Settled debts and payments history
-Cloud sync, share debts
-Custom currencies
-Automatic email reminders
-Totals for debtors
-View by direction or contacts
-English, German, Dutch, Italian, French, Spanish, Polish, Russian, Ukrainian translations

Pro features (available with in-app purchase):
-Overdue notifications
-Backup/restore data
-Recurring debts, periodic payments
-Password or fingerprint (Android 6.0+) protection
-Attach a photo to debt
-Manual Email and SMS reminders, customizable templates
-Readable CSV export
-Contacts search

*IOU stores it's local data in a default database provided by Android. It is not intended and should not be used for storing any sensitive data.

For any questions, issues and suggestions please write to If you like the app, please support it by rating and leaving a review!


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