MCUBE - Mobile Wallet

MCUBE - Mobile Wallet

5,000 - 10,000 downloads

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Over 95% of people do not track their expense because it is too difficult & BORING. Even the other 5% are hassled because even sometimes they forget to file their expense after the transaction.

MCUBE takes away all the pain & makes personal expense tracking almost magical by automating the filing process and auto categorizing the expenses.

We do it by processing your bank transaction SMS (we hope you get one every time you transact. Its a service mandated by Reserve Bank of India).


As soon as you receive a transaction SMS on your phone, MCUBE shows you a pop-up & asks you to file it. No more forgetting or frantically searching for the bills in your cupboard.

In addition to automatic tracking, it has the following features

- Tracks across banks & card types( credit/debit)
- Manual addition of expenses ( for the ones you dont get an SMS)
- Automatic categorization based on the vendor name in the SMS
- Adding a small note to the expense to personalize it
- Summary across accounts, days, expense categories
- Graphs for better visualization of expenses
- Auto filing of expenses on first install
- Adding budgets, getting budget exceed alerts

- You can choose to receive either a pop-up or a notification upon receiving the transaction SMS
- Got a new category of spending (E.g. Fiance), Add it! Or want to forget an expense ( watch for in-laws), Delete it!
- In-app feedback - Bricks & flowers, both are welcome. Use this feature to report if MCUBE didnt recognize your bank or expense or both.

Banks Covered : All major ones : CITI, HDFC, ICICI, SBI, STANCHART, HSBC.

To err is human. If MCUBE doesnt recognize your bank or expense or both, please use the in-app feedback feature to report.

Tags: expense manager which scans the sms from bank, personal expenses tracker for india, credit card india expense tracker.

Recently changed in this version

0.9.42 -

* Minor bug fix

0.9.4 -

* New Budget feature
* Few more SMS formats added (like AMEX)
* And of course, Bug fixes

Comments and ratings for MCUBE - Mobile Wallet
  • (72 stars)

    by Priyank Khamitkar on 14/04/2014

    It does what it says and is really handy to manage your expense using this app. Needs improvement.

  • (72 stars)

    by james raj on 24/03/2014

    Could you please provide custom date range. As each credit card has its own billing cycle.

  • (72 stars)

    by DINESH KUMAR VADIVEL on 19/03/2014

  • (72 stars)

    by Manish agrawal on 09/03/2014

    This what i was looking for...... Excellent job..... Looking for some more good/additional features in upcoming release...... Thanks anyway...

  • (72 stars)

    by Sanjay Kumar Singh on 06/03/2014

    Keep it up

  • (72 stars)

    by Nirbhay Pandey on 27/02/2014

    very flexible and easy app for all of your budgeting need. Lots of options which are wonderful.

  • (72 stars)

    by Naveen Kukreja on 16/02/2014

    Amazing idea to read frm text messages !! Loved the app completely, No other app stands anyway close to this.