MCUBE - Mobile Wallet

MCUBE - Mobile Wallet


(5 stars)


Download for Android

5,000 - 10,000 downloads

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Over 95% of people do not track their expense because it is too difficult & BORING. Even the other 5% are hassled because even sometimes they forget to file their expense after the transaction.

MCUBE takes away all the pain & makes personal expense tracking almost magical by automating the filing process and auto categorizing the expenses.

We do it by processing your bank transaction SMS (we hope you get one every time you transact. Its a service mandated by Reserve Bank of India).


As soon as you receive a transaction SMS on your phone, MCUBE shows you a pop-up & asks you to file it. No more forgetting or frantically searching for the bills in your cupboard.

In addition to automatic tracking, it has the following features

- Tracks across banks & card types( credit/debit)
- Manual addition of expenses ( for the ones you dont get an SMS)
- Automatic categorization based on the vendor name in the SMS
- Adding a small note to the expense to personalize it
- Summary across accounts, days, expense categories
- Graphs for better visualization of expenses
- Auto filing of expenses on first install
- Adding budgets, getting budget exceed alerts

- You can choose to receive either a pop-up or a notification upon receiving the transaction SMS
- Got a new category of spending (E.g. Fiance), Add it! Or want to forget an expense ( watch for in-laws), Delete it!
- In-app feedback - Bricks & flowers, both are welcome. Use this feature to report if MCUBE didnt recognize your bank or expense or both.

Banks Covered : All major ones : CITI, HDFC, ICICI, SBI, STANCHART, HSBC.

To err is human. If MCUBE doesnt recognize your bank or expense or both, please use the in-app feedback feature to report.

Tags: expense manager which scans the sms from bank, personal expenses tracker for india, mobile wallet reviews, credit card india expense tracker.

Recently changed in this version

0.9.42 -

* Minor bug fix

0.9.4 -

* New Budget feature
* Few more SMS formats added (like AMEX)
* And of course, Bug fixes

Comments and ratings for MCUBE - Mobile Wallet
  • (72 stars)

    by Dhirendra Pratap Singh on 12/06/2014

    Nice initiative.

  • (72 stars)

    by Barjinder Singh on 10/06/2014

    Mukesh, please add functionality for credits/incomes. Appreciate your support.

  • (72 stars)

    by MITUL JOSHI on 10/06/2014

    Simple and helpful money expense management app. You can track your expenses directly through bank transaction sms on your cellphone but need some more improvement like auto add expenses and etc...

  • (72 stars)

    by Smita Saha on 18/05/2014

    I have to manually add expenses. The app doesn't detect messages from my bank that I get on using my credit card

  • (72 stars)

    by Digvijay Varpe on 09/05/2014

    Very well developed app. Thanks for such efforts P.S.: there's no option to suggest to friends,which I would definitely like to ;-)

  • (72 stars)

    by Manoj Shetty on 07/05/2014

    Kudos!!! To the innovative app.

  • (72 stars)

    by Priyank Khamitkar on 14/04/2014

    It does what it says and is really handy to manage your expense using this app. Needs improvement.