My Smart CU



Life is mobile and so is your credit union. With the My Smart CU Mobile App, you can safely access your accounts right from your mobile device whether you're at home or on the go.

. Deposit checks (restrictions apply)

. Pay bills

. Transfer money

. Check balances and transaction history

. Find the nearest Smart Financial branch or ATM

The My Smart CU Mobile App is FREE to Smart Financial Credit Union members enrolled in Virtual Branch Online Banking.

Not a Virtual Branch user? Contact us at 713-850-1600 or visit to get started.

Smart Financial Credit Union is a financial cooperative, owned and operated by its members. This is what distinguishes the Credit Union from other financial institutions. Smart Financial’s cooperative structure allows it to focus on people, not profit. The Credit Union provides a full range of financial products and services. For more information visit or engage with Smart Financial Credit Union on Facebook or Twitter

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