500,000 - 1,000,000 downloads

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Aditya Birla Money MyUniverse app is the mobile version of the unique, award winning online personal finance management platform With MyUniverse App, you can view all your bank, credit card and investment accounts in one place, manage your expenses better, and stay informed of events affecting your investments. You can also sign up and link your accounts on the move with the app.

Get started and manage your money better, right away.

User Testimonials:-

The experience was so awesome much beyond my expectations. My wallet feature is so good ★★★★★

All the books I read, "Rich dad, Poor dad" and likewise, I can put the knowledge to use in real time ★★★★★

Great app, gives a real time update of my accounts ★★★★★

Smart Features of MyUniverse App:-

Finance Snapshot
Know the status of each of your financial accounts, net worth, down to the finest detail, on the go! After adding your accounts, all transactions across your banks, credit cards, investments or loans are imported and updated automatically. No manual feeding required. MyUniverse App supports adding accounts from many financial institutions such as HDFC Bank, SBI, American Express credit cards, ICICI Direct, Sharekhan etc.

My Wallet
All your ATM transactions are automatically transferred to ‘My Wallet’! You can record your cash expenses as and when you spend and categorise them with ease. You can also add details about where the money was spent, including pictures of the receipt and the location, for your future reference. What’s more, you can even record these expenses in offline mode!

Expense Manager
Your expense manager collates all your bank and credit card transactions into expenses of various categories and gives you a clear analysis right in your app. It helps you track expenses across categories, set budgets and monitor them through helpful notifications so that you can save more and spend better!
Your personal finance manager: Know if you are sticking to your budget, latest information on your investments, recommendations on your portfolio and more to manage your finances better! All this on your MyUniverse Money On the Go screen.

Watch List and Investment Tracker
Set up watch lists and monitor your favorite stocks or funds. Track your stock and mutual investments performance with details like annualised returns, dividends earned, performance charts, latest news, and more all in one place! Customised, intuitive notifications and advices ensure your money works as hard as you.

Privacy & Security
Visit for details regarding privacy and security features.

Pricing Plans

Regular:This is a free account. You can add up to 2 sites and 2 billers. Enjoy unlimited cash entries and usage of My Wallet feature.

Premium: Add unlimited no. of sites and billers; access customized reports on investments, taxes and net worth for an annual fee of Rs. 599 + Taxes

Premium Plus: Get discounts on all value added services available and launched within the subscription period for an annual fee of Rs. 799 + Taxes

Visit for complete details on all available pricing plans and to subscribe.

App Permissions:-

Location services: To mark location in expense tracker if user wishes
Network: To determine if it can connect to MyUniverse Service and sync data when user logs in
Phone state: App has "read only" access to phone state. This is used for sharing if user wishes
Memory: Permission to write to external storage to save images tagged for a transaction in My Wallet if user wishes
Phone call: To call customer service directly from within the App if user wishes

Tags: myuniverse, myuniverse apps in offile mode, is my universe application safe, is it safe to give bank account details to my universe.

Recently changed in this version

You can now enter cash income apart from cash expenses. Go to MyWallet and choose ‘income’ option.
If you want, you can clear the entire cash balance. Go to Wallet Entries screen and choose ‘Clear Cash’.
You can now invest in a portfolio of mutual funds, right from the app. Go to the Menu and choose ‘Invest Now’ or click invest now icon on the Investments screen
Other minor enhancements and bug fixes

Comments and ratings for MyUniverse
  • (61 stars)

    by Vicky Rathod on 11/01/2015


  • (61 stars)

    by Manjeet Bhardwaj on 11/01/2015


  • (61 stars)

    by Tapash Paul on 11/01/2015


  • (61 stars)

    by guman singh rajput on 11/01/2015


  • (61 stars)

    by Vaibhav Dhuri on 11/01/2015

    I am premium plus .This app is useful concept. But need to handel issues reported by customers in professional way. Not able to add Kotak security account,also not able to add hdfc credit card though hdfc bank account getting sync properly.LIC insurance amount not reflecting on website & no option there in app for insurance. You need to improve customer support, no one responding on live chat on

  • (61 stars)

    by Nalinikanta Sahoo on 11/01/2015

    I am a software developer. The concept of this app very good. But this is badly designed app. UI is not at all good. Confusing functionality, not at all user friendly app. U give any college student to design this app, they will design this in much better way than the current design.

  • (61 stars)

    by Himanshu Mishra on 11/01/2015

    Fine ti use

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