If bad credit is holding you back, you can start nursing your ailing record back to health today with a few strategic moves. We've all made our financial mistakes. Sometimes it takes a mistake to teach ourselves a lesson. But a few financial mistakes do not spell the end of our financial lives.
After a battle plan is drawn up. After a few strategic moves are put in to place. After a few tricks and tactics are used to the best of their ability. It is possible to reclaim trust from creditors, lenders, and renters.
All it takes is the right knowledge and a little bit of your time.If you're planning on asking for a loan in the future.If you want to get help from the bank to buy your dream home, dream car, start your own business or more,but feel like your bad credit rating is holding you back.
Here is just SOME of the information you will find inside:
=> What's a good credit score? And at what score should I start to be worried.
=> Even if you pay all your bills on time, you may still have marks against your credit.
=> 3 top credit agencies and how to keep tabs on them.
=> 4 ways the credit bureau's look at your lending history - and how important each view is.
=> 3 ways to boost your credit score (and it's not just paying your bills).
=> 10 steps to protecting your identity from thieves who may destroy your credit on their joyride across the country.
=> 4 steps to take right away if you think you've been a victim of identity theft. It may not be too late.
=> 5 common credit mistakes you may commit if you don't know about them in advance.
=> How not having any debts may actually hurt your credit score.
=> How to dispute bad marks on your credit report.
=> After you contact the credit bureau about an error in your credit report, make sure you contact these people next.
=> The truth about "free credit reports" online.
=> 3 ways to start building up trust after a major credit disaster.
=> When to consider declaring bankruptcy.
=> 5 organizations that can help you when you're in over your head.
=> When you should fear credit repair companies.
=> 6 common scams some credit repair companies try and pull.
=> How to use your bank as an ally in your fight against bad credit.
=> 5 ways to curb your spending habit.
=> How to automatically cut down on your spending without beating yourself up.
=> 6 ideas for adding extra dollars to your monthly income.
=> 4 steps to preparing ahead of time for financial emergencies.
=> The secret to changing the way you think about money.
=> 7 most common reasons why credit scores are lowered.
=> 3 reasons why change in your life is not always a good thing.
=> How a simple phone call may help out your credit.
=> When a "late fee" is easily waived.
=> The secret to setting short-term goals to repair your credit yourself.
=> When seemingly small differences in credit scores can have a huge impact on the interest you pay.
=> How to set your finances on autopilot.
=> When refinancing is the best option.
=> What you should always know before talking to a lender.
=> How to encourage a potential lender to look at you instead of your credit rating.
=> How to make paying your bills easier on yourself.
=> How you can take advantage of being a student while trying to repair your credit.
=> The secret to handling student loans (and when you may be able to award yourself a six month grace period on paying your bills).
=> When to take out a loan to repay your debts.
=> Which "cash advance" agencies to stay away from (or you risk destroying your credit).
=> 6 ways to handle the stress of being in debt