Pivo is a smart wallet on your smart phone. It keeps your important banking information, payment cards and details of your favorite stores always safely with you. Pivo helps you be in control of your daily spending so you know what you can afford.

• More out of balance.

Pivo helps you be up to date with your account transactions. It lets you know what has happened with your account and helps you plan for the future. You can check your account balance without struggling with your key code list.

• More out of payment cards.

Pivo will let you know when your payment card is used. All of OP-Pohjola's payment cards are supported automatically.

• More out of shopping.

Find the details of the stores and services near you. Your purchase history can easily be viewed from your phone. You can add products to your shopping list so you remember to buy the things you need.

• More out of loyalty programs.

It is convenient and easy to use loyalty programs in Pivo. Use a selected discount coupon or follow how many PINS you have on your PINS account.

• Track your spending with new budgeting functionality!

Automatically generated budgets allow you to track your spending and visualize where your money goes.

Set spending limits on different budgets and easily measure how well you are keeping up.

Spending view can be found in the main menu. Happy budgeting!

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