Spark Pay

Spark Pay


(4 stars)


Download for Android

10,000 - 50,000 downloads

Add this app to your lists
Accept credit cards wherever business takes you with Spark Pay from Capital One Bank®.

Take Visa, MasterCard, Discover and American Express payments using your free Spark Pay card reader and Android device. In addition, Spark Pay is loaded with features to help grow your business.

Choose the plan that works best for your business:
· Go Plan: 2.70% per swipe with no monthly fee
· Pro Plan: 1.95% per swipe with a $9.95 monthly fee
For more information on our pricing plans, please visit

1. Download the FREE Spark Pay app
2. Enroll in the app or at
3. Start accepting credit card payments

Your sales will be automatically deposited into your bank account within two business days.

Spark Pay fully encrypts all information during transactions, so you can be confident your customers’ data is safe. Spark Pay is one of the first mobile payment solutions offered by a top-10 US Bank, with hardware provided by VeriFone, a global leader in secure payment technologies.

· Easy-to-use online dashboard to manage transactions, multiple users, and view sales reports and analytics
· Live customer support
· Item management and updated inventory levels with Stich Labs integration
· Create custom Spark Pay deals that can be distributed to customers via email, Facebook, and Twitter
· Customizable e-receipts that link to your business’ social media sites

Learn more at

Keywords: Capital One, small, business, credit, card, swipe, accept, sales, processing, secure, merchant, payment, reader

Tags: spark pay, spark pay vs square, spark pay review, spark pay not compatible, spark pay reviews, spark pay vs paypal, spark pay mobile application, spark pay mobile.

Recently changed in this version


Whether on the go or setting up shop, you can now take payments on the device that best meets your needs. Use your tablet for a more traditional point of sale experience, or take your mobile device with you when you’re on the road.

Other Updates

•Expanded support for more Android devices
•UI improvements
•Enhanced encryption for protecting merchant and customer transaction data
•Resolved login crashes present on multiple Tablets
•Minor bug fixes

Comments and ratings for Spark Pay
  • (56 stars)

    by JoAnn Chapman on 27/05/2014

    Used for 3 months. Multiple clients have contacted me questioning the transaction on their statement from "San Fran Processing". My business name never appears on their statements. Capital One says they can't do that. Multiple clients didn't realize transaction was accurate so they disputed the transaction. Understandable. Capital One removed all disputed funds from my account. I have submitt

  • (56 stars)

    by Brandon Varnado on 21/05/2014

    Middle of doing business and app doesn't work. Done with them.

  • (56 stars)

    by Randy Guillot on 13/05/2014

    I love to use my app but I can't use it please help me

  • (56 stars)

    by C James on 13/05/2014

    Changed from regular Merchant account to SparkPay as I need Mobile processing. Didn't work as promised originally in January. Now that update has finally been released changes are being made to improve app and use ability. Have spent many hours on phone with support complaining and finally see improvement. Current Devices working with this App: Samsung Galaxy Note 3 Samsung Galaxy TabPro 8.4

  • (56 stars)

    by Joshua Reedy on 12/05/2014

    i have at&t samsung tab 2 and the app wont open it says ur not connected to internet and i have excellent service just made app available for tablts but didnt smooth out the bug not very good

  • (56 stars)

    by Craig Tater on 12/05/2014

    Everything I get to the login screen, it crashes. Worked when I first installed a few months ago, but not now!

  • (56 stars)

    by Craig Ciurca on 10/05/2014

    Card reader does not work on a Galaxy Note 3. New version does not fix. Will have to look into square or others.