Spark Pay

Spark Pay

10,000 - 50,000 downloads

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Accept credit cards wherever business takes you with Spark Pay from Capital One Bank®.

Take Visa, MasterCard, Discover and American Express payments using your free Spark Pay card reader and Android device. In addition, Spark Pay is loaded with features to help grow your business.

Choose the plan that works best for your business:
· Go Plan: 2.70% per swipe with no monthly fee
· Pro Plan: 1.95% per swipe with a $9.95 monthly fee
For more information on our pricing plans, please visit

1. Download the FREE Spark Pay app
2. Enroll in the app or at
3. Start accepting credit card payments

Your sales will be automatically deposited into your bank account within two business days.

Spark Pay fully encrypts all information during transactions, so you can be confident your customers’ data is safe. Spark Pay is one of the first mobile payment solutions offered by a top-10 US Bank, with hardware provided by VeriFone, a global leader in secure payment technologies.

· Easy-to-use online dashboard to manage transactions, multiple users, and view sales reports and analytics
· Live customer support
· Item management and updated inventory levels with Stich Labs integration
· Create custom Spark Pay deals that can be distributed to customers via email, Facebook, and Twitter
· Customizable e-receipts that link to your business’ social media sites

Learn more at

Keywords: Capital One, small, business, credit, card, swipe, accept, sales, processing, secure, merchant, payment, reader

Tags: spark pay, spark pay reviews, spark pay not compatible, spark pay mobile application, spark pay mobile, spark pay vs paypal, spark pay vs square, spark pay review.

Recently changed in this version

What's New in this Version

- Resolved app crash due to session timeout (tablet only)

Comments and ratings for Spark Pay
  • (58 stars)

    by Daniel Yeroshalmi on 21/08/2014

    i have tried already few times but the app never works

  • (58 stars)

    by Scotts Tow on 16/08/2014

    This AP is great

  • (58 stars)

    by jay inka on 14/08/2014

    Keep getting message spark pay has stopped working at launch.. Piece of @%#%&#&&@&&#&

  • (58 stars)

    by Genie Carroll on 31/07/2014

    Being able to use credit cards for cookie sales is awesome. Sold more cookies last year because of it.

  • (58 stars)

    by Natasha Reid on 28/07/2014

  • (58 stars)

    by David Leis on 27/07/2014

    Does not allow for creating items with variable price like Square does. I offer discounts based on overall volume. GPS is required which runs battery down fast. Like custom receipt and item url. Cool! Needs a lot of work to make it more flexible.

  • (58 stars)

    by Kevin Taylor on 17/07/2014

    Try to launch the app and it crashes. Samsung Galaxy s4