Spark Pay




    Spark Pay from Capital One Spark Business is a merchant service solution for small businesses to accept credit card and debit card payments from Visa, MasterCard, Discover and American Express. With Spark Pay, you can process payments, manage sales transactions, track inventory, review sales performance analytics, customize marketing offers and reach new customers from multiple smartphone and tablet devices. Additional features include:

    - Run multiple users with secure settings and admin roles
    - Run multiple stores from one console to diversify your business efficiently
    - Use the integrated dashboard for customer data and analytics to make smarter business decisions
    - Manage products and inventory with Stitch Labs℠ integration
    - Create custom deals with that can be distributed to customers via email, Facebook and Twitter
    - Customize e-receipts that links to your business social media sites
    - Customer support from 8AM – 10PM ET, Monday - Saturday
    - Receive regular app updates for the latest feature additions and enhancements

    Spark Pay has the commerce tools you need to grow your business and make a sale anywhere.

    We have 2 simple pricing plans with no contracts. Choose the one that fits your business’ needs between transactional volume and maximum flexibly. Both plans come with 1 free mobile reader.
    - Pro Plan is priced at 1.99% per swipe with a $19/monthly fee + $0.05 per transaction fee. Credit card fees for Visa, MasterCard & Discover are just 1.99%, while AmEx is 2.80%. Keyed transactions are 2.80% per swipe.
    - Go Plan is priced at 2.65% per swipe with no monthly fee + $0.05 per transaction fee. Credit card fees for Visa, MasterCard & Discover are just 2.65%, while AmEx is 3.70%. Keyed transactions 3.70% per swipe.

    Set up now in just 3 easy steps:
    1. Download the Spark Pay app
    2. Enroll in the app
    3. Begin accepting credit card payments from your customers

    Capital One Spark Business knows time is money for small business owners. That’s why we ensure that your funds are automatically deposited into your linked bank account within just 2 business days. Security is very important to us and we encrypt all transactions.

    Tags: spark pay , spark pay vs square , paypal vs spark pay , pay spark mobile bill , spark pay mobile , spark pay reviews , spark pay review , spark pay vs paypal , spark pay mobile application

    Users review

    from 541 reviews



    Users comments

    Ninonino Nino

    by Ninonino Nino

    Feb 10, 2017  |  "Awesome"

    Simple to use and if you need customer service, the reps are on point. Money gets deposited quicker than with other apps.

    abdullah alrefai

    by abdullah alrefai

    Feb 06, 2017  |  "Awesome"

    Easy to use, fast deposit..

    Michael Garza

    by Michael Garza

    Feb 02, 2017  |  "Poor"

    Went to bank told me it was ready to use, later they refunded all sales back to customers without my consent. Worst experience with Spark Pay, will go back to using Square.

    A Google user

    by A Google user

    Feb 01, 2017  |  "Great"

    Straightforward app for small business owners

    Ashley Finley

    by Ashley Finley

    Dec 25, 2016  |  "Good"

    I work at my uncles business. We use spark pay. But the card doesn't always work!!

    Steve Jones

    by Steve Jones

    Dec 21, 2016  |  "Awesome"

    Haven't used it much, will update review once I've had a chance to really learn how it all works. Great so far!