Spark Pay

Spark Pay


(4 stars)


Download for Android Like

10,000 - 50,000 downloads

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Accept credit cards wherever business takes you with Spark Pay from Capital One Bank®.

Take Visa, MasterCard, Discover and American Express payments using your free Spark Pay card reader and Android device. In addition, Spark Pay is loaded with features to help grow your business.

Choose the plan that works best for your business:
· Go Plan: 2.70% per swipe with no monthly fee
· Pro Plan: 1.95% per swipe with a $9.95 monthly fee
For more information on our pricing plans, please visit

1. Download the FREE Spark Pay app
2. Enroll in the app or at
3. Start accepting credit card payments

Your sales will be automatically deposited into your bank account within two business days.

Spark Pay fully encrypts all information during transactions, so you can be confident your customers’ data is safe. Spark Pay is one of the first mobile payment solutions offered by a top-10 US Bank, with hardware provided by VeriFone, a global leader in secure payment technologies.

· Easy-to-use online dashboard to manage transactions, multiple users, and view sales reports and analytics
· Live customer support
· Item management and updated inventory levels with Stich Labs integration
· Create custom Spark Pay deals that can be distributed to customers via email, Facebook, and Twitter
· Customizable e-receipts that link to your business’ social media sites

Learn more at

Keywords: Capital One, small, business, credit, card, swipe, accept, sales, processing, secure, merchant, payment, reader

Tags: spark pay, spark pay vs square, spark pay mobile, spark pay vs paypal, pay spark mobile bill, spark pay review, spark pay reviews, spark pay not compatible, spark pay mobile application.

Recently changed in this version

- Miscellaneous bug fixes
- Performance improvements

Comments and ratings for Spark Pay
  • (59 stars)

    by Brian Archie on 30/01/2015

    Simple, secure and easy to you for the small business owner. Good reporting and tracking tool as well.

  • (59 stars)

    by Andreas Stevens on 29/01/2015

    I need a rooted device for work. I need this software runable on a rooted device for work. the location bug is a pain on older devices. other payment methods will need to be setup with other companies as this setup is not as reliable as hoped.

  • (59 stars)

    by alfred smith on 26/01/2015

    Very nice

  • (59 stars)

    by Lorenzo Gonzalez on 25/01/2015

    At launch get error stating the app can not run on a rooted device... but my device is not rooted. Very disappointed. Was looking forward getting rid of my other payment as app.

  • (59 stars)

    by Richard Gorenflo on 23/01/2015

    Would not download. App took up too much space

  • (59 stars)

    by Justin Mock on 23/01/2015

    After a few hiccups getting started, we finally are able to process payments with ease. The layout is very easy to use and seems to be a very friendly UI. So far, my coworkers and I are satisfied with Spark Pay now.

  • (59 stars)

    by Ashley Bird on 22/01/2015

    I run a freelance hair styling business and for a long time was a user of Square for mobile merchant services. Having switched to a Capital One business bank account I thought it would make sense to use Capital One's entire line of products to streamline my experience. While Spark Pay does offer somewhat competative rates, goodsecurity, and brand recognition through Capital One, I find the user ex

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