Spark Pay

Spark Pay

10,000 - 50,000 downloads

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Accept credit cards wherever business takes you with Spark Pay from Capital One Bank®.

Take Visa, MasterCard, Discover and American Express payments using your free Spark Pay card reader and Android device. In addition, Spark Pay is loaded with features to help grow your business.

Choose the plan that works best for your business:
· Go Plan: 2.70% per swipe with no monthly fee
· Pro Plan: 1.95% per swipe with a $9.95 monthly fee
For more information on our pricing plans, please visit

1. Download the FREE Spark Pay app
2. Enroll in the app or at
3. Start accepting credit card payments

Your sales will be automatically deposited into your bank account within two business days.

Spark Pay fully encrypts all information during transactions, so you can be confident your customers’ data is safe. Spark Pay is one of the first mobile payment solutions offered by a top-10 US Bank, with hardware provided by VeriFone, a global leader in secure payment technologies.

· Easy-to-use online dashboard to manage transactions, multiple users, and view sales reports and analytics
· Live customer support
· Item management and updated inventory levels with Stich Labs integration
· Create custom Spark Pay deals that can be distributed to customers via email, Facebook, and Twitter
· Customizable e-receipts that link to your business’ social media sites

Learn more at

Keywords: Capital One, small, business, credit, card, swipe, accept, sales, processing, secure, merchant, payment, reader

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Recently changed in this version

- Miscellaneous bug fixes
- Performance improvements

Comments and ratings for Spark Pay
  • (61 stars)

    by Christy Deal on 07/10/2014

    Love this app! It took some getting use to the speed which to swipe, but since then NO problems. Easy to use, and they deposit my funds in two business days! I use the reader with a S2 phone.

  • (61 stars)

    by Dustin Adkins on 29/09/2014

    Capital one(whom I have two credit cards with) approved my account, sent reader, allow me to register, accept 1 payment, then said they can't approve my account???? Is this a joke? Ill stick with a real app like Flint. As well as cancelling my credit cards

  • (61 stars)

    by Gon Lopez on 24/09/2014

    Please allow on rooted devices. Thank you!

  • (61 stars)

    by Eva Feliu on 20/09/2014

    Seems like a pretty good program, and I'm sure it would be a great program if the developers can manage to fix the issue of the card reader not connecting to the device. Currently using a Google Nexus 8. After spending more then 40mins on the phone with customer service and not being able to find a fix, I'm left pretty disappointed.

  • (61 stars)

    by Shannon Miller on 15/09/2014

    They need to fix the fact that it wont work on a rooted device. I liked the rates and look of the app over the other but they found a way to manage security while allowing users who want more customization on their phines.

  • (61 stars)

    by Bill Bardon on 13/09/2014

    Won't run on my rooted Nexus 4. But Capital One says they will review the issue based on Play feedback. No promises, but here's to a company that listens!

  • (61 stars)

    by Kisha Coffey on 11/09/2014

    I just got reader in the mail & was excited... App gets installed and then gave a message that spark pay has stopped working. Can't even get the app open...:(

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