Spark Pay

Spark Pay

5,000 - 10,000 downloads

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Accept credit cards wherever business takes you with Spark Pay from Capital One Bank®.

Take Visa, MasterCard, Discover and American Express payments using your free Spark Pay card reader and Android device. In addition, Spark Pay is loaded with features to help grow your business.

Choose the plan that works best for your business:
· Go Plan: 2.70% per swipe with no monthly fee
· Pro Plan: 1.95% per swipe with a $9.95 monthly fee
For more information on our pricing plans, please visit

1. Download the FREE Spark Pay app
2. Enroll in the app or at
3. Start accepting credit card payments

Your sales will be automatically deposited into your bank account within two business days.

Spark Pay fully encrypts all information during transactions, so you can be confident your customers’ data is safe. Spark Pay is one of the first mobile payment solutions offered by a top-10 US Bank, with hardware provided by VeriFone, a global leader in secure payment technologies.

· Easy-to-use online dashboard to manage transactions, multiple users, and view sales reports and analytics
· Live customer support
· Item management and updated inventory levels with Stich Labs integration
· Create custom Spark Pay deals that can be distributed to customers via email, Facebook, and Twitter
· Customizable e-receipts that link to your business’ social media sites

Learn more at

Keywords: Capital One, small, business, credit, card, swipe, accept, sales, processing, secure, merchant, payment, reader

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Recently changed in this version

- Process cash payments and view your sales history without internet connectivity.
- Quickly attach your bank account right from your mobile device.
- Various performance improvements and bug fixes.

Comments and ratings for Spark Pay
  • (53 stars)

    by Eric Hapka on 10/04/2014

    Great for taking cards on the go. Supported on most devices (Android tablets coming soon!) and can run on WiFi or 4G. Uses GPS to track location to cut down on fraud and because it has to be used within the US. Also has live support 7 days a week!

  • (53 stars)

    by Ron Valmont on 28/03/2014

    Wi-Fi connection is needed to use reader! What's the point of mobile sales if you need a Wi-Fi connection? Absurd! Do not bother.

  • (53 stars)

    by brandon schmidt on 18/03/2014

    You can do almost everything right offs the App and everything is simple to find.

  • (53 stars)

    by Kim Shahid on 24/02/2014

    I signed up for Spark Pay and was approved within a few days. My card reader came in the mail about a week later. Then a few days after I received an email stating that my account was closed. The email did not explain why and I have been trying to get in

  • (53 stars)

    by Tracey Gordon on 19/02/2014

    Do not recommend them. Stay away.

  • (53 stars)

    by Christin Moore on 14/02/2014

    Now I understand why they were cheaper than square. They absolutely wasted my time for a couple weeks.

  • (53 stars)

    by Randy Bredell on 25/01/2014

    There is absolutely no reason for this app to track my GPS location. App used to work but after updating it insists that I enable GPS tracking - You can't use the app unless you enable tracking - this is a privacy violation for no reason.