Spark Pay

Spark Pay


(2 stars)


Download for Android Like

10,000 - 50,000 downloads

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Accept credit cards wherever business takes you with Spark Pay from Capital One Bank®.

Take Visa, MasterCard, Discover and American Express payments using your free Spark Pay card reader and Android device. In addition, Spark Pay is loaded with features to help grow your business.

Choose the plan that works best for your business:
· Go Plan: 2.70% per swipe with no monthly fee
· Pro Plan: 1.95% per swipe with a $9.95 monthly fee
For more information on our pricing plans, please visit

1. Download the FREE Spark Pay app
2. Enroll in the app
3. Start accepting credit card payments

Your sales will be automatically deposited into your bank account within two business days.

Spark Pay fully encrypts all information during transactions, so you can be confident your customers’ data is safe. Spark Pay is one of the first mobile payment solutions offered by a top-10 US Bank, with hardware provided by Roam from Ingenico, a global leader in secure payment technologies.

· Easy-to-use online dashboard to manage transactions, multiple users, and view sales reports and analytics
· Live customer support
· Item management and updated inventory levels with Stitch Labs integration
· Create custom Spark Pay deals that can be distributed to customers via email, Facebook, and Twitter
· Customizable e-receipts that link to your business’ social media sites

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Recently changed in this version

- Faster transaction authorization
- App can run in the background
- Tipping options are now shown immediately on signature screen
- Enhanced security

Comments and ratings for Spark Pay
  • (34 stars)

    by Tiffany Justice on 12/05/2015

    Just downloaded this application twice and it keeps giving me a can't find my location message but my square can find me just fine. Please fix would like to use for new business. Using a note 3

  • (34 stars)

    by Dustin M on 12/05/2015

    I called and spoke to a representative prior to setting up my account with Spark Pay, to ensure I was able to do business with them. I was told this was no problem. She sent me online to sign up. Jumped through all their hoops and got everything set up. Most of my business is cash so I didn't try to run credit cards for several weeks. Tried to run a customer credit card yesterday and the program k

  • (34 stars)

    by Luther Martin on 02/05/2015

    Customer service is exemplary and device and software work as a charm.

  • (34 stars)

    by Juan muneton on 24/04/2015

    The customer service don't know how to make it work, this is my tird call and still not working.

  • (34 stars)

    by Peggy Sanford on 20/04/2015

    I was hesistant to switch to Spark after reading some of the reviews. I was afraid that I might have gps issues on my Galaxy S5 and my Galaxy tab 3. No issues so far and they've been great to work with. I was even able to call for help on Sunday, I could never call Square. My rates are also lower with Spark. Keep up the good work!

  • (34 stars)

    by Laci Vaughn on 18/04/2015


  • (34 stars)

    by David Herman on 07/04/2015

    When I first used spark pay in January and February it worked fine but then I started having the same location services unavailable problem that other people are reporting. I have been on the phone with the help service and even after 2 new updates to the app the only way I can get spark pay to open properly, is to go into the application management on the phone, delete the cache and the data. I

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