Spark Pay

Spark Pay


(4 stars)


Download for Android Like

10,000 - 50,000 downloads

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Accept credit cards wherever business takes you with Spark Pay from Capital One Bank®.

Take Visa, MasterCard, Discover and American Express payments using your free Spark Pay card reader and Android device. In addition, Spark Pay is loaded with features to help grow your business.

Choose the plan that works best for your business:
· Go Plan: 2.70% per swipe with no monthly fee
· Pro Plan: 1.95% per swipe with a $9.95 monthly fee
For more information on our pricing plans, please visit

1. Download the FREE Spark Pay app
2. Enroll in the app
3. Start accepting credit card payments

Your sales will be automatically deposited into your bank account within two business days.

Spark Pay fully encrypts all information during transactions, so you can be confident your customers’ data is safe. Spark Pay is one of the first mobile payment solutions offered by a top-10 US Bank, with hardware provided by Roam from Ingenico, a global leader in secure payment technologies.

· Easy-to-use online dashboard to manage transactions, multiple users, and view sales reports and analytics
· Live customer support
· Item management and updated inventory levels with Stitch Labs integration
· Create custom Spark Pay deals that can be distributed to customers via email, Facebook, and Twitter
· Customizable e-receipts that link to your business’ social media sites

Keywords: Capital One, small, business, credit, card, swipe, accept, sales, processing, secure, merchant, payment, reader

Tags: spark pay, spark pay vs square, pay spark mobile bill, spark pay review, spark pay reviews, spark pay not compatible, spark pay mobile application, spark pay mobile, spark pay vs paypal.

Recently changed in this version

- Performance improvements
- Minor bug fixes

Comments and ratings for Spark Pay
  • (59 stars)

    by David Herman on 07/04/2015

    When I first used spark pay in January and February it worked fine but then I started having the same location services unavailable problem that other people are reporting. I have been on the phone with the help service and even after 2 new updates to the app the only way I can get spark pay to open properly, is to go into the application management on the phone, delete the cache and the data. I

  • (59 stars)

    by John Fasciana on 06/04/2015

    We have three sparks in use all on android one has ever had an issues running a card. Read the instructions, make sure your device is compatible and make sure you have a good WiFi connection. We love it!

  • (59 stars)

    by vuthy an on 04/04/2015

    Charge a customer of mines 5 times in one day, no signature on email receipts, just plain wack, scroll away

  • (59 stars)

    by Mary Brown on 04/04/2015

    Going thru with a transaction, get an error message and transaction not complete, redo it only to see that the first one went thru and now charged the customer twice

  • (59 stars)

    by igor latosh on 03/04/2015

    Paying premium fee and can't used it at other places other then office

  • (59 stars)

    by Sharon Rose on 01/04/2015

    I was hoping to save some money on fees, but gave up and went back to Square. Spark Pay kept double charging my clients (or quadruple charging!)and it just wasn't worth it. Besides, transaction time is twice as slow as Square.

  • (59 stars)

    by Emmett V Batten Jr on 01/04/2015

    The app does not work, won't work. Can't log in. Same issues as others have stated.

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