Spark Pay

Spark Pay

10,000 - 50,000 downloads

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Accept credit cards wherever business takes you with Spark Pay from Capital One Bank®.

Take Visa, MasterCard, Discover and American Express payments using your free Spark Pay card reader and Android device. In addition, Spark Pay is loaded with features to help grow your business.

Choose the plan that works best for your business:
· Go Plan: 2.70% per swipe with no monthly fee
· Pro Plan: 1.95% per swipe with a $9.95 monthly fee
For more information on our pricing plans, please visit

1. Download the FREE Spark Pay app
2. Enroll in the app or at
3. Start accepting credit card payments

Your sales will be automatically deposited into your bank account within two business days.

Spark Pay fully encrypts all information during transactions, so you can be confident your customers’ data is safe. Spark Pay is one of the first mobile payment solutions offered by a top-10 US Bank, with hardware provided by VeriFone, a global leader in secure payment technologies.

· Easy-to-use online dashboard to manage transactions, multiple users, and view sales reports and analytics
· Live customer support
· Item management and updated inventory levels with Stich Labs integration
· Create custom Spark Pay deals that can be distributed to customers via email, Facebook, and Twitter
· Customizable e-receipts that link to your business’ social media sites

Learn more at

Keywords: Capital One, small, business, credit, card, swipe, accept, sales, processing, secure, merchant, payment, reader

Tags: spark pay, spark pay review, spark pay not compatible, spark pay reviews, spark pay vs paypal, spark pay mobile application, spark pay mobile, spark pay vs square.

Recently changed in this version

What's New in this Version

-Security enhancements

Comments and ratings for Spark Pay
  • (58 stars)

    by JoAnn Chapman on 27/05/2014

    Used for 3 months. Multiple clients have contacted me questioning the transaction on their statement from "San Fran Processing". My business name never appears on their statements. Capital One says they can't do that. Multiple clients didn't realize transaction was accurate so they disputed the transaction. Understandable. Capital One removed all disputed funds from my account. I have submitt

  • (58 stars)

    by Brandon Varnado on 21/05/2014

    Middle of doing business and app doesn't work. Done with them.

  • (58 stars)

    by Randy Guillot on 13/05/2014

    I love to use my app but I can't use it please help me

  • (58 stars)

    by C James on 13/05/2014

    Changed from regular Merchant account to SparkPay as I need Mobile processing. Didn't work as promised originally in January. Now that update has finally been released changes are being made to improve app and use ability. Have spent many hours on phone with support complaining and finally see improvement. Current Devices working with this App: Samsung Galaxy Note 3 Samsung Galaxy TabPro 8.4

  • (58 stars)

    by Joshua Reedy on 12/05/2014

    i have at&t samsung tab 2 and the app wont open it says ur not connected to internet and i have excellent service just made app available for tablts but didnt smooth out the bug not very good

  • (58 stars)

    by Craig Tater on 12/05/2014

    Everything I get to the login screen, it crashes. Worked when I first installed a few months ago, but not now!

  • (58 stars)

    by Patrick R on 10/05/2014

    Spark has no eta on when the most popular brand of phone will be compatible with their app. Fail.... Update: Spark has released 2 more updates to their app but still no support for GS5