VCpay™ is a phone app that creates a new VCpay Virtual Prepaid MasterCard® number for every purchase, simply by using your phone. Creating virtual card numbers never exposes your true account number, helping to secure your identity and account from fraud. There is no credit card bill to pay at the end of the month, no late fees, no risk of going into debt. It is a reloadable prepaid card. To signup, you do not need a bank account. We will not perform a credit check either.

Do you ever feel uncomfortable giving away your credit card number online? Virtual cards work similar to typical credit or debit card numbers, and have a CVC, credit card number and expiry date. They are ideal for paying whenever a physical card is not required, like online purchases, phone orders, or mail-in payments. The advantage of virtual cards is that they can only be charged up to the amount that you specify, and cannot be reused once that limit is reached. VCpay™ does not expose your account or identity, which makes them simply the safest way to pay!

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