Mortgage Calculator & Rates

    Mortgage Calculator & Rates icon

    Mortgage Calculator & Rates

    by: 4.3K 8.6

    8.6 Users



    Getting your dream home may be closer than you think. Use Zillow calculators to find out what you can afford and estimate your monthly mortgage payment. Gain control of the home finance process with live, customized mortgage rates from highly-rated lenders. Compare quotes and even get pre-approved for a loan.

    Key Features

    For home shoppers:
    • Home affordability calculator estimates how much house you can afford.
    • Mortgage payment calculator estimates your monthly payment and divides it into principal, interest, taxes and mortgage insurance.
    • Mortgage rate comparisons show APR, fees, monthly payments and more from hundreds of lenders.
    • Real-time, personalized mortgage rates based on your location help you lock in a loan on the go.
    • Mortgage pre-approval demonstrates your credibility to real estate agents and sellers.
    • Rate history makes it easy to come back and compare past rates with current quotes.
    • “Call lender” function connects you to top lenders directly through the app.

    For homeowners:
    • Refinance calculator estimates your breakeven point and shows money savings over time.
    • New HARP quoting provides custom refinance rates for underwater homeowners.

    Why Zillow Mortgages?
    • Top-notch lenders: Have peace of mind knowing Zillow conducts background checks and curates thousands of ratings and reviews from borrowers.
    • Mortgage calculators: Estimate affordability and payments as your financial situation changes. Results are displayed in easy-to-understand charts, so you won’t get lost in the numbers.
    • Transparency: Compare quotes and select the best offer based on rates, fees, monthly payment estimates and more.
    • Easy and anonymous: Enter a few details about the purchase price, down payment, your income and credit score range to see your personalized options. No personal information required.

    Users review

    from 4.318 reviews



    Users comments

    Mike Thurston

    by Mike Thurston

    Feb 19, 2017  |  "Great"

    Practical and simple to use.

    mike smith

    by mike smith

    Jan 31, 2017  |  "Poor"

    Not much

    Ben Yergler

    by Ben Yergler

    Jan 31, 2017  |  "Awesome"

    Great little mortgage calculator. Better than all others I've tried.

    Chad Wright

    by Chad Wright

    Jan 27, 2017  |  "Awesome"

    Quick to show you your rate as well as get rates its awesome

    Melissa Smith

    by Melissa Smith

    Jan 23, 2017  |  "Awesome"

    Breaks payment down nicely

    Jeff Craig

    by Jeff Craig

    Jan 22, 2017  |  "Good"

    This is pretty good but doesn't state if this is conventional or fha. It also doesn't consider pmi if you have a down-payment of less than 20% which could be a hundred or more per month depending on loan size.