10,000 - 50,000 downloads

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+ By Arcot Systems, Inc

The ArcotID OTP app is an all-purpose one-time-passcode (OTP) generator that provides an extra layer of security when you shop online or access online accounts. With ArcotID OTP, you use your mobile phone to generate a passcode that can be used to verify a MasterCard or Visa electronic payment transaction, or to login to an online account. This app supports EMV standards when generating the passcode for authenticating MasterCard and Visa online payment transactions. ArcotID OTP also supports HOTP standards for generating one-time-passcodes to use when authenticating to Web portals and VPNs.

How does it work?

Your card issuer, for example your bank or the organization where you have an online account, must use the CA Technologies authentication solution. You must sign up for the additional security with them. They will give you a link to download the application onto your phone, along with your userid and an activation code. You will run the ArcotID OTP app on your phone and enter the information provided by the organization to activate OTP authentication with this organization. You then choose a personal PIN that will be used to generate an OTP for this account. The OTP can be generated without a connection to your mobile network allowing you to authenticate anytime, anywhere using the one-time-passcode generated on your phone. When you are prompted to authenticate to your online account or to provide a passcode to shop online, you simply run the ArcotID OTP app, enter your personal PIN, and an OTP is displayed on the phone. You then enter the OTP into the application prompt to authenticate your e-payment transaction or to login to your account.

How can I test it?

1. Install ArcotID OTP App from App Store.
2. Browse to and follow the instructions.

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Recently changed in this version

New slick and fun user interface

Comments and ratings for ArcotID OTP
  • (59 stars)

    by Stanley Varughese on 13/07/2014

    The UI needs a revamp very badly. It seems like I'm opening an app on froyo.

  • (59 stars)

    by Jaspinder Singh Brar on 10/07/2014

    'Must have' app for Union Bank of India customers.

  • (59 stars)

    by Shrikant Patil on 01/06/2014

    The app offers more security for internet banking.

  • (59 stars)

    by Dinil Sabadu on 27/05/2014

    Showing internal error while login

  • (59 stars)

    by Sonu Babu on 27/03/2014

    Any pin can be used to view the key.

  • (59 stars)

    by BABJI tV on 27/03/2014

    programmed application . Needs improvement .

  • (59 stars)

    by Arun Andrews on 17/02/2014

    It does the job for me. Nothing much.