Acorns: Invest Spare Change

    Acorns: Invest Spare Change icon

    Acorns: Invest Spare Change

    by: 281.6K 7.9

    7.9 Expert


    Acorns: Invest Spare Change's review

    Published: 2016-09-06, by .

    Acorns - Invest Spare Changes is a great way to invest using your spare change from everyday purchases, though it's limited by its lack of investment options

    • Minimalistic, speedy UI
    • Low monthly fee
    • Not for the serious investor

    "A Great Way To Invest Using Pennies"


    Acorns - Invest Spare Change, developed for Android and iOS devices, is a hot investment app which allows you to invest your money quickly and efficiently. Acorns works by having you register your bank account first. Then, when you make an everyday purchase, such as a cup of coffee or a quick fill-up of gas, Acorns will round up your purchase to the next dollar and invest the spare change. Let’s say you bought a mocha frap for $3.69. Acorns will round up that purchase to $4 and will use those 31 cents to create an investment portfolio managed automatically by expert financial advisers.


    Acorns uses a minimalistic UI, which is visually appealing and also helps the app run quickly. It’s also incredibly simple to set-up and use for users new to investing. Acorns charges a low price of $1 a month if you invest under $5,000.


    Acorns is not for the serious investor, who’ll be hit with tons of fees to invest over $5,000. There aren’t a lot of options to invest. You need to invest $500 to $1,000 in order to see any financial gains.

    Daniel Adrian Sanchez

    by Daniel Adrian Sanchez

    Sep 06, 2016


    Invest spare change automatically into more than 7,000 stocks and bonds! Then sit back, stick with it and watch it grow over time. With Acorns, it's easy, fast and secure to invest and save regularly in the background of life. Join over 3,000,000 people and grow your oak!

    • Invest as little as $5 into diversified portfolios built with help from a Nobel Prize winning economist
    • Easily invest over time with Recurring Investments daily, weekly or monthly and One-Time Investments when you have extra cash
    • Earn Found Money from hundreds of brands that automatically invest in you when you shop
    • Save for later with Acorns Later — the easiest way to open an IRA and save for retirement
    • Grow your knowledge with the best money advice you never got, right in your Acorns app
    • Benefit from smart portfolios that automatically rebalance as the market shifts, and are built to maximize returns over time for your level of risk
    • Put your dividends to work when we automatically re-invest them for you
    • Watch your progress and find out your potential, right in your app
    • Withdraw anytime — at no charge
    • We’re serious about security. Your data is protected with 256-bit encryption and never stored on your devices. Plus, Acorns Securities, LLC is a Member of the Securities Investor Protection Corporation (SIPC), so your investments are protected up to $500,000

    We believe you should be able to get a lot for a little: only $1/month for Acorns or $2/month for Acorns + Acorns Later, until you have $1 million invested with us.


    FORBES: “The app makes investing effortless.”[1]

    Today: “Acorns. This is a fabulous app.” [2]

    TechCrunch: “Acorns is quickly turning into an oak tree in the financial services space.” [3]

    Good Morning America: "You think you need thousands of dollars to invest, it's for the rich folks...not the case anymore because there's an app called Acorns." [4]
    CNNMoney: “Everyone loves seeing their money grow, but the hard part is putting the money aside. Acorns does that for you.” [5]

    US NEWS: “Acorns offers a unique solution to overcoming the mental barrier: ‘I just don’t have enough money to be investing.’”[6]

    This app is operated by Acorns Advisers, LLC, an SEC Registered Investment Advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, an SEC registered broker-dealer and member FINRA/SIPC. Investments are not FDIC insured and may lose value. Investing involves risk and investments may lose value, including the loss of principal. Please consider your objectives and Acorns fees before investing. Past performance does not guarantee future results. “Acorns”, the Acorns logo and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Copyright © 2018 Acorns and/or its affiliates.
    Information about FINRA is available at Explanatory brochures about SIPC protection are available upon request or at


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